Year-End Countdown: Use Your Dental Benefits Before They Disappear for Good
DeForest, WI

Did you know that your dental benefits expire at the end of the year? Many people miss out on valuable coverage by failing to use their benefits before the deadline. Letting your dental benefits go unused means you’re leaving money on the table and potentially facing higher costs in the future.

This post will provide practical tips on how to maximize your benefits and avoid wasting them before they expire.

Why Dental Benefits Expire at Year-End?

Dental benefits typically reset each year due to the structure of most insurance plans. They often come with a benefit limit, meaning you’re allowed a certain amount of coverage each year, which expires when the year does. If you don’t use your benefits, they’re gone for good.

The Importance of Maximizing Your Dental Benefits

Maximizing your dental benefits now helps prevent larger dental expenses down the road. Regular check-ups and cleanings catch potential issues early, saving you money on complex procedures later.

Many plans include a yearly maximum benefit, meaning you can only use up to a certain amount each year. If you don’t use it, you lose it. Also, using your benefits for procedures like fillings, crowns, or braces can significantly lower your out-of-pocket costs. Taking advantage of what your insurance offers now can reduce the financial burden later.

Common Ways to Use Your Benefits Before They Expire

Scheduling a check-up or cleaning is one of the simplest ways to use your benefits. Routine dental visits prevent major issues and maintain oral health. If you’ve started treatments earlier in the year, now is the time to finish them. Don’t forget to schedule any exams or screenings, which are often covered by dental plans.

Other services, such as fluoride treatments or X-rays, may also be included, and many people overlook these benefits. Make sure you’re maximizing every opportunity for coverage before the year ends.

How to Take Action Now?

First, review your benefits. Speak with your insurance provider to understand what’s left and what you can still claim. Contact your dentist to schedule appointments before time runs out. If you need additional treatments, ask your dentist about options that could be covered.

Also, think ahead for next year—set reminders or plan early to ensure you don’t miss out again. Preparing now ensures you make the most of your benefits before they reset.

What Happens If You Don’t Use Your Benefits?

If you don’t use your benefits before they expire, you lose access to coverage for certain treatments. Many dental plans don’t carry over unused benefits, so they reset each year. Postponing or missing necessary care can lead to higher out-of-pocket costs. For example, waiting to treat a cavity could result in needing a root canal, which is far more expensive. Using your benefits now can save you from future financial strain.

Don’t Wait—Act Now!

Time is running out to maximize your dental benefits! Contact Wisconsin Dental Wellness today to schedule your appointment and understand the “use it or lose it” policy. Make sure you use or lose them before the year ends.