821 S Main St, DeForest, Wisconsin 53532
Making Dentistry Affordable with Cigna Dental Insurance
Do you have Cigna dental insurance coverage? Whether you obtained the policy independently or through your employer, it's crucial to fully utilize its benefits. Cigna dental insurance is a valuable resource that can protect your smile from decay and gum disease while also providing financial support for restorative treatments when necessary. To help you get the most out of your policy, our team is proud to be an in-network provider for Cigna dental insurance. We specialize in assisting patients like you to effectively optimize their benefits.
Coverage and Availability with Cigna Dental Insurance
Cigna offers various insurance plans, including PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) options. While DHMO plans require you to visit specific dentists within their network, PPO policies give you the flexibility to choose any dentist and still enjoy the benefits of your insurance coverage.
Cigna's Coverage And Availability
Understanding how your Cigna PPO coverage works is key to maximizing your dental benefits. Here's an overview of the typical coverage percentages for different types of dental services:
Preventive Care (cleanings, X-rays, etc.):
Typically 80% - 100% covered
- Cigna PPO plans generally offer extensive coverage for preventive care, including regular cleanings, X-rays, and other preventive procedures.
- This means that a significant portion, ranging from 80% to 100%, of the cost for these services will be covered by your insurance.
Minor Restorative Care (fillings, simple extractions, etc.):
Typically 70% - 80% covered
- For minor restorative treatments such as fillings and simple extractions, Cigna PPO plans typically cover between 70% and 80% of the cost.
- This coverage allows you to receive necessary dental procedures while minimizing your out-of-pocket expenses.
Major Services (crowns and other extensive treatments):
Typically 50% covered
- When it comes to major dental services like crowns and other extensive treatments, Cigna PPO plans generally cover 50% of the cost.
- While you may be responsible for paying the remaining 50%, having insurance coverage can significantly reduce the financial burden of these more complex procedures.
Specialty Services (dental implants):
Coverage varies
- Coverage for specialty services such as dental implants can vary depending on your specific Cigna policy.
- It's important to review your plan details or consult with our team to understand the extent of coverage for these specialized treatments.
Choosing an in-network Cigna Dental dentist, like us at Wisconsin Dental Wellness, may provide greater coverage rates compared to out-of-network practices. Our contract with Cigna benefits both Cigna and our patients, helping you save money while receiving top-quality dental care. With our experience in working with Cigna, we can assist you in understanding your policy and utilizing it to your advantage.
We take pride in providing personalized care and can work with you to maximize your insurance benefits. For example, we can strategically schedule your treatments to help you fully utilize your annual maximum. The annual maximum refers to the highest dollar amount your policy will pay for approved treatments within a year. By scheduling major services across multiple appointments between calendar years, we can help patients needing extensive treatment use two annual maximums instead of just one, optimizing your coverage and reducing your overall costs.
Dental Insurance at Wisconsin Dental Wellness
At Wisconsin Dental Wellness, we understand the importance of dental insurance, including Cigna Dental Insurance, in maintaining optimal oral health. Our Cigna Dental dentist in Madison accepts various dental insurance plans, specifically Cigna Dental Insurance. We recognize that dental insurance offers valuable coverage for preventive care, restorative treatments, and specialized services. By partnering with Cigna and other insurance providers, we aim to provide our patients with affordable access to high-quality dental care. Our experienced team is well-versed in navigating insurance policies and can guide you in understanding the coverage provided by your specific Cigna plan. We are committed to working together with you to maximize your dental insurance benefits and ensure you receive the dental care that you deserve.